All it takes is $25 to start a savings account with ValleyStone Credit Union®, and keeping an average daily balance of $25 or more enables our members to earn the disclosed annual percentage yield on a monthly basis. This is a great option for members who need to keep a certain amount of cash available at hand.

The initial deposit into a savings account also constitutes purchase of a membership share in ValleyStone Credit Union®. This establishes each member as a part owner. Members are encouraged to vote for members of the Board of Directors, which serves as the credit union's governing body.

All deposits are federally insured thru the National Credit Union Administration to $100,000. Excess deposits are insured thru Massachusetts Share Insurance Corporation.

Federally insured by NCUA