ValleyStone Credit Union®'s certificates of deposit serve the purpose of being a low-risk savings option in today's unstable financial world. The theory is simple, a set amount of money is deposited into a fixed rate account for a predetermined period of time. A minimum deposit of $500 is needed, then throughout the duration of the term, which ranges from 6 months - 5 years, the money earns interest. At the end of the term, the member receives the initial investment plus the interest accrued. Early withdrawls result in penalties or a sacrifice of a portion of interest earned.

ValleyStone Credit Union® has competitive CD rates, and we're always happy to answer any questions that might come up.

Federally insured by NCUA