Rates are subject to change without notice. The rates shown are based on our credit grade "A", your actual rate may be higher depending upon your individual credit score.

*Annual Percentage Rate (APR) based on $100,000 loan amount and 20% down payment. Rates apply to 1-2 unit owner occupied primary residence purchase and no cash-out refinance transactions. Property must be located within 100 mile radius of our office. Loans qualifying under expanded approval guidelines subject to additional pricing adjustments.

**Initial rate fixed for the first five years, then adjusted yearly based on One Year London International Bank Offered Rate(Index Rate) plus 2.25% (margin). Rate increases capped at 2% at each adjustment with 5% life time cap.

Quoted rates are for 45-day locks.

$250 Application Fee (Includes Single Family Appraisal)

Conforming loan limits apply. One unit $417,000 Two unit $533,850 

Please click on MortgageClick link to apply online.