ValleyStone Credit Union® can help make buying a new vehicle fast and easy. Whether you plan to buy a new, used or recreational vehicle, our auto loans offer flexible terms and fixed payments to suit your budget and needs. We work with you to ensure the best possible financing so you can afford the car of your dreams.

Proof of insurance is required for any car financed by ValleyStone Credit Union®. We must be listed as the lien holder, and we hold the title until the loan is paid.

ValleyStone Credit Union® also buys back higher rate vehicle loans from other financial institutions, (not ValleyStone Credit Union®). Since our rates are so competitive, it may be worth refinancing to keep more money in your own pocket each month. Our loan representatives can give you the details on your potential savings.

If you're curious about the value of your new or used car click here. You can also get a feel for your monthly payment by using our handy online calculators, and you can apply online or by calling ValleyStone at 413-693-0273 or 800-455-6328.

In addition, you can reduce the rate by .25% APR* simply by agreeing to use automatic loan payments.

We also have an auto buying program that might interest you. ValleyStone Credit Union® has partnered with Credit Union Direct Lending, (CUDL,) to make buying your next vehicle easier and more convenient. CUDL allows you to receive great ValleyStone Credit Union® financing rates right at the dealership, without visiting us in person. Upon approval, the dealer receivesValleyStone Credit Union®'s terms and conditions and completes the sales contract. No additional paperwork or hassle is required on your part. Be sure to look for the CUDL AutoSmart logo at the dealership the next time you buy a car. Please check out the CUDL website to do all your research before you buy.

ValleyStone Credit Union® offers financing for various recreational vehicles including campers, motorcycles, motor homes and boats. Our convenient and flexible terms will help you achieve your dream of enjoying the great outdoors in style.

Check out our rates here, and apply by online or call 413-693-0273 or 800-455-6328.

*annual percentage rate